What do you get out of the coaching program? You will get access to both the Debt elimination coaching and the Graduate's Guide Group Coaching Program. Two incredible programs for the price of one. In fact, it's two programs for half the price of one! Let's make 2009 the year of new beginnings.

The Debt Elimination Coaching Program

Was one of your New Year's Resolutions to pay off debt? Are you sick and tired of owing money, going to work, making payments and realizing you are just deeper in debt than before? Are you concerned about the job market, about your job, or about the declining value of your house? Do you wonder what you can do to make your own situation better?

Introducing the Extra Credit Debt Elimination Group Coaching Program!

Each month we will talk about the steps necessary to pay off your debts, what order to prioritize your debts, how to overcome some of the pitfalls (like dealing with emergency car repairs, etc.) and so forth. I will also answer your questions. Let's face it, you can try to do this on your own, but has that ever worked before? Have you noticed that when you exercise with a group or with a trainer you stick to your program longer and see better results? What about weight loss? Is it easier to go alone or work with a group, a partner, or a team of people?

Here is how it will work. It starts with a total evaluation of your debt, puts you on the path to eliminating your debt, and continues each month with a coaching call. The monthly coaching call will keep you on the right path, help you avoid pitfalls, help you overcome obstacles (Let's face it, life happens. Dishwashers need replaced, cars break down, and so forth) and most importantly, keeps you motivated to stick to your plan!

This program normally runs $20 per month, but as a member of the Extra Credit Newsletter, you are entitled to get the first six months at just $10 per month. Plus, check out the bonus gifts!

Bonus Gift #1 - You will receive a free copy of Bill's "Money Made Simple: A Complete Financial Workbook" ($29.95 value)

Bonus Gift #2 - In month two, you will receive a free copy of Bill's "Extra Credit: The 7 Things Every College Student Needs to Know About Credit, Debt & Ca$h" ($11.95 value)

Bonus Gift #3 - In month three, you will receive a 30 minute one-on-one phone consultation ($75 value) to help you prioritize your debt payoff

Bonu Gift # 4 - You will receive a voucher for one additional 60 minute one-on-one phone consultation that you can use anytime after your first six months (a $150 value)

All of this for just $10 per month for the first six months (which is 50% off of the regular price of $20 per month)

Why am I offering these generous bonuses early in the program? Because I don't plan to make money off of you in the beginning. I want to get the resources into your hands now that can really help you while you are trying to pay off debt. I know that you will save so much money each month as you start to pay off your debt and make the right decisions about money, that you will want to stick with the program after your first six months.

Of course, you can cancel at any time, because if you don't want to be helped, then I don't want to try and help you. The choice is yours. You can continue to do what you have always done and get the same results you always have, or you can choose to do something different and take action to help imporove your personal finances.

The Graduate’s Guide Group Coaching Program

Are you getting ready to graduate or have you recently graduated? Are you looking for a way to become successful after graduation? Would you like to write the best resume, impress during the interview and get the best job? Would you like to learn the best strategies for paying off your debt or saving your money? Are you interested in learning how to make the most of your career?

Wouldn’t you agree that it’s not possible to go to every seminar or presentation or read every book on all of these topics?

Would you like to have access to a professional speaker, and author on the topic?

Introducing the Monthly Graduate's Guide Group Coaching Program!

Each month, Bill Pratt, Author of The Graduate’s Guide to Life and Money, will be hosting a monthly group coaching program with live teleseminars. Each month he will cover a different topic for a one-hour teleseminar call. He will address topics ranging from advancing your career, to buying a car, to paying off debt. The members of the coaching program will have access to Bill and will be able to email questions ahead of each call so he can answer them, and address topics that are of interest to the members.

Bill will also bring in outside speakers, authors, and experts in order to interview them and share even more information.

In addition, since each teleseminar will be recorded, you will have access to download each conversation in MP3 format to listen to at any time, even if you can’t make the live call. Bill will also make available exclusive resources that are just for members of the coaching program.

How Much is it?

While similar teleseminars and exclusive access to materials from many authors and speakers can range from $25 to more than $100 per month, Bill knows that college students and recent graduates just don’t have that kind of money. So he has decided to offer this exclusive opportunity for just $20 per month! For only $20 per month (about the cost of a two movie tickets) you will gain the knowledge to make more money, find a better job, earn your way to wealth, and succeed in life. You’ll learn 100’s of times more in information. Think about it. If you learn just one idea that helps you get a better paying job, or save thousands of dollars on your next car purchase or home purchase, then you can’t put a price tag on this investment.